/* ============================================================
   ANCHORPOINT INSURANCE — v4 "Ironwood"
   Rugged · masculine · traditional. No abstract patterns.
   Heavy condensed display + slab serif accents. High contrast.
   Optimized for: Insurance in Aztec, NM & the Four Corners.
   Palette kept: Orange #F15A26 · Teal #00A7B5 · Charcoal/Black
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Oswald:wght@400;500;600;700&family=Bitter:ital,wght@0,500;0,600;0,700;1,500;1,600&family=Libre+Franklin:wght@400;500;600;700;800&display=swap');

:root{
  --orange:#F15A26;
  --orange-deep:#CB3F14;
  --teal:#0E9AA7;
  --teal-deep:#0A6E78;
  --black:#16130F;        /* near-black ink */
  --char:#211D18;         /* charcoal */
  --char-2:#2C2721;
  --ink:#241F1A;
  --bone:#F1EADC;         /* paper */
  --bone-2:#E9E0CD;       /* deeper paper / panels */
  --stone:#D7CAB2;        /* warm neutral */
  --line:#CDBE9F;         /* hairline on bone */
  --muted:#6B6253;
  --white:#FFFFFF;

  --maxw:1440px;
  --ease:cubic-bezier(.2,.7,.2,1);
  --sh-sm:0 1px 0 var(--line), 0 10px 24px rgba(22,19,15,.08);
  --sh-card:0 18px 44px rgba(22,19,15,.18);

  --display:'Oswald', 'Arial Narrow', sans-serif;
  --serif:'Bitter', Georgia, 'Times New Roman', serif;
  --sans:'Libre Franklin', system-ui, -apple-system, sans-serif;

  /* subtle film grain for dark sections (not decorative line-art) */
  --grain:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bone);
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;line-height:1.62}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit}
section[id]{scroll-margin-top:148px}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 30px}
.section{padding:96px 0}
@media(max-width:760px){.section{padding:60px 0}.wrap{padding:0 20px}}

/* ---------- type ---------- */
h1,h2,h3,h4{font-family:var(--display);font-weight:700;line-height:1.02;margin:0;color:var(--char);
  text-transform:uppercase;letter-spacing:.005em}
.display{font-size:clamp(2.9rem,6.2vw,5.4rem);line-height:.96;letter-spacing:.004em}
h2{font-size:clamp(2.1rem,4.2vw,3.4rem)}
h3{font-size:clamp(1.3rem,2vw,1.7rem);font-weight:600}
p{margin:0 0 1em;text-wrap:pretty}
em{font-style:italic}
.lead{font-size:1.18rem;color:var(--ink);font-weight:400;line-height:1.62}
.serif{font-family:var(--serif);text-transform:none;font-weight:600}

/* strong tracked label with rule */
.label{font-family:var(--sans);font-weight:800;font-size:.74rem;letter-spacing:.22em;text-transform:uppercase;color:var(--orange-deep)}
.label.teal{color:var(--teal-deep)}
.label.cream{color:var(--orange)}
.label-row{display:inline-flex;align-items:center;gap:12px}
.label-row::before{content:"";width:34px;height:3px;background:var(--orange);display:block}
.label-row.teal::before{background:var(--teal-deep)}
.label-row.cream::before{background:var(--orange)}

.t-or{color:var(--orange-deep)}
.t-tl{color:var(--teal-deep)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;cursor:pointer;border:none;
  font-family:var(--display);font-weight:600;font-size:1.02rem;letter-spacing:.04em;text-transform:uppercase;
  padding:15px 28px;border-radius:2px;white-space:nowrap;
  transition:transform .14s var(--ease),box-shadow .14s,background .14s,color .14s}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 3px 0 var(--orange-deep)}
.btn-primary:hover{background:var(--orange-deep);box-shadow:0 2px 0 #9c300d;transform:translateY(1px)}
.btn-dark{background:var(--black);color:#fff;box-shadow:0 3px 0 #000}
.btn-dark:hover{background:#000;transform:translateY(1px)}
.btn-outline{background:transparent;color:var(--char);border:2px solid var(--char);padding:13px 26px}
.btn-outline:hover{background:var(--char);color:#fff}
.btn-outline.on-dark{color:#fff;border-color:rgba(255,255,255,.45)}
.btn-outline.on-dark:hover{background:#fff;color:var(--black);border-color:#fff}
.btn-lg{padding:17px 34px;font-size:1.12rem}
.btn-block{width:100%}

/* ============================================================
   STRONG HEADER
   ============================================================ */
.topstrip{background:var(--black);color:#bdb3a2;font-size:.82rem;font-weight:500}
.topstrip .wrap{display:flex;align-items:center;justify-content:space-between;height:40px;gap:18px}
.topstrip .ts-l{display:inline-flex;align-items:center;gap:9px;letter-spacing:.04em;text-transform:uppercase;font-size:.74rem;font-weight:700}
.topstrip .ts-l svg{width:14px;height:14px;color:var(--orange)}
.topstrip .ts-r{display:flex;align-items:center;gap:22px}
.topstrip a{color:#fff;font-weight:600;display:inline-flex;align-items:center;gap:7px}
.topstrip a svg{width:14px;height:14px;color:var(--teal)}
.topstrip a:hover{color:var(--orange)}
@media(max-width:820px){.topstrip .ts-l{display:none}.topstrip .wrap{justify-content:center}}
@media(max-width:640px){.topstrip a[href^="mailto:"]{display:none}.topstrip .ts-r{gap:16px}.topstrip a{white-space:nowrap}}

.masthead{position:sticky;top:0;z-index:60;background:var(--bone);border-bottom:3px solid var(--black)}
.masthead::before{content:"";display:block;height:5px;background:var(--orange)}
.mast-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:15px 0;flex-wrap:nowrap}
.brand{display:flex;align-items:center;gap:14px}
.brand .cmark{height:58px;width:auto}
.brand .wm{height:33px;width:auto}
.brand .wmtext{font-family:var(--display);font-weight:600;font-size:.56rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted);line-height:1.5;white-space:nowrap;display:block}
.brand .wmtext .wm-pre{font-weight:600}
.brand .wmtext .wm-pre .wm-a{color:var(--muted)}
.brand .wmtext .wm-pre .wm-i{color:var(--muted)}
.brand .wmtext .wm-main{color:var(--muted)}
.brand .stack{display:flex;flex-direction:column;gap:6px}
.brand .tag{font-family:var(--display);font-weight:600;font-size:.56rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.mast-nav{display:flex;align-items:center;gap:16px}
.mast-nav a{font-family:var(--display);font-weight:500;font-size:.9rem;text-transform:uppercase;letter-spacing:.02em;
  color:var(--char);position:relative;padding:6px 0;white-space:nowrap}
.mast-nav a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:3px;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .2s var(--ease)}
.mast-nav a:hover::after{transform:scaleX(1)}
.mast-cta{display:flex;align-items:center;gap:14px}
.mast-phone{display:flex;flex-direction:column;line-height:1.05;text-align:right}
.mast-phone small{font-family:var(--sans);font-size:.6rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
.mast-phone b{font-family:var(--display);font-weight:600;font-size:1.2rem;color:var(--char);letter-spacing:.01em;white-space:nowrap}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--char)}
@media(max-width:1240px){.mast-nav{display:none}.mast-phone{display:none}.nav-toggle{display:flex}
  .mast-nav.open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:flex-start;
   background:var(--bone);padding:20px 30px;gap:16px;border-bottom:3px solid var(--black);box-shadow:var(--sh-card)}}
@media(max-width:520px){.brand .wm{height:27px}.brand .wmtext{font-size:1.18rem;white-space:normal}.brand .cmark{height:48px}.brand .tag{font-size:.55rem}}

/* ============================================================
   HERO — heavy, photographic, no abstract bg
   ============================================================ */
.hero{background:var(--black);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:var(--grain);opacity:.05;pointer-events:none;mix-blend-mode:overlay}
.hero .wrap{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:56px;align-items:center;padding:78px 0}
.hero-kicker{font-family:var(--serif);font-style:italic;font-weight:500;font-size:1.3rem;color:var(--orange);margin-bottom:8px}
.hero h1{color:#fff}
.hero h1 .em{color:var(--orange)}
.hero-sub{font-size:1.2rem;color:rgba(255,255,255,.8);max-width:34em;margin:22px 0 32px;line-height:1.6}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-trust{display:flex;gap:0;margin-top:38px;border-top:1px solid rgba(255,255,255,.18);padding-top:24px}
.hero-trust .ht{padding-right:28px;margin-right:28px;border-right:1px solid rgba(255,255,255,.18)}
.hero-trust .ht:last-child{border-right:none;margin-right:0;padding-right:0}
.hero-trust .ht b{font-family:var(--display);font-weight:700;font-size:2rem;color:#fff;display:block;line-height:1}
.hero-trust .ht b em{color:var(--orange);font-style:normal}
.hero-trust .ht span{font-family:var(--sans);font-size:.76rem;color:rgba(255,255,255,.62);letter-spacing:.06em;
  text-transform:uppercase;font-weight:700;margin-top:6px;display:block}
.hero-media-m{display:none}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:38px;padding:52px 0}
  .hero-media{display:none}
  .hero-actions{display:none}
  .hero-copy{display:flex;flex-direction:column}
  .hero-media-m{display:block;order:1;margin:28px 0 0;position:relative}
  .hero-media-m img{width:100%;max-height:420px;object-fit:cover;object-position:50% 20%;border:6px solid #fff;border-radius:2px;box-shadow:var(--sh-card)}
  .hero-media-m .seal-m{position:absolute;right:-8px;top:-26px;width:96px;height:96px;z-index:3}
  .hero-trust{order:2}
  .hero-sub{order:3;margin-top:24px}}

/* hero media + seal */
.hero-media{position:relative}
.hero-media .frame{border:7px solid #fff;border-radius:2px;overflow:hidden;box-shadow:var(--sh-card);aspect-ratio:4/5}
.hero-media .frame image-slot,.hero-media .frame>img{width:100%;height:100%}
.seal{position:absolute;width:132px;height:132px;right:-28px;top:-28px;animation:spin 34s linear infinite;filter:drop-shadow(0 8px 20px rgba(0,0,0,.4))}
@keyframes spin{to{transform:rotate(360deg)}}
@media(prefers-reduced-motion:reduce){.seal{animation:none}}
.hero-tab{position:absolute;left:-22px;bottom:36px;background:var(--orange);color:#fff;padding:14px 20px;border-radius:2px;
  box-shadow:var(--sh-card);display:flex;align-items:center;gap:12px;max-width:252px}
.hero-tab svg{width:30px;height:30px;flex-shrink:0}
.hero-tab b{font-family:var(--display);font-weight:600;font-size:1.05rem;text-transform:uppercase;letter-spacing:.02em;display:block;line-height:1.15}
.hero-tab span{font-family:var(--sans);font-size:.78rem;opacity:.92}
@media(max-width:900px){.hero-media{max-width:430px}}

/* ============================================================
   SERVICE-AREA BAND (local SEO, strong)
   ============================================================ */
.areaband{background:var(--char);color:#fff;border-bottom:5px solid var(--orange)}
.areaband .wrap{display:flex;align-items:center;gap:22px;flex-wrap:wrap;padding:18px 30px}
.areaband .ab-lab{font-family:var(--display);font-weight:600;text-transform:uppercase;letter-spacing:.12em;font-size:.86rem;color:var(--orange);white-space:nowrap}
.areaband ul{list-style:none;display:flex;flex-wrap:wrap;gap:10px 0;margin:0;padding:0;flex:1}
.areaband li{font-family:var(--display);font-weight:500;text-transform:uppercase;letter-spacing:.05em;font-size:.92rem;color:#fff;
  display:inline-flex;align-items:center}
.areaband li::after{content:"•";margin:0 14px;color:var(--orange);opacity:.7}
.areaband li:last-child::after{display:none}
@media(max-width:680px){.areaband .wrap{flex-direction:column;align-items:center;gap:10px;padding:16px 20px;text-align:center}.areaband ul{justify-content:center;flex:none}.areaband li{font-size:.8rem}.areaband li::after{margin:0 8px}}

/* ---------- value strip ---------- */
.valuestrip{background:var(--bone-2);border-bottom:1px solid var(--line)}
.valuestrip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.vs{display:flex;align-items:center;gap:14px;padding:26px 28px;border-left:1px solid var(--line)}
.vs:first-child{border-left:none;padding-left:0}
.vs .vi{width:48px;height:48px;border-radius:2px;flex-shrink:0;display:grid;place-items:center;background:var(--black);color:var(--orange)}
.vs .vi svg{width:23px;height:23px}
.vs b{display:block;font-family:var(--display);font-weight:600;text-transform:uppercase;letter-spacing:.02em;font-size:1.02rem;color:var(--char);line-height:1.15}
.vs span{font-size:.86rem;color:var(--muted)}
@media(max-width:860px){.valuestrip .wrap{grid-template-columns:1fr 1fr}.vs{border-left:none;padding:20px 0}.vs:nth-child(even){padding-left:24px;border-left:1px solid var(--line)}}
@media(max-width:480px){.valuestrip .wrap{grid-template-columns:1fr}.vs:nth-child(even){padding-left:0;border-left:none}}

/* ============================================================
   SECTION HEAD
   ============================================================ */
.shead{max-width:680px;margin-bottom:46px}
.shead.center{margin-inline:auto;text-align:center}
.shead.center .label-row{justify-content:center}
.shead .label-row{margin-bottom:16px}
.shead h2{margin-bottom:14px}
.shead p{color:var(--muted);font-size:1.14rem;margin:0}

/* ============================================================
   COVERAGE
   ============================================================ */
.cov-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;
  border-bottom:4px solid var(--black);padding-bottom:14px;margin-bottom:28px}
.cov-head h3{font-size:clamp(1.6rem,2.6vw,2.2rem);font-weight:700;display:flex;align-items:center;gap:14px}
.cov-head h3 .cnt{font-family:var(--sans);font-size:.74rem;font-weight:800;letter-spacing:.12em;color:#fff;
  text-transform:uppercase;background:var(--orange);padding:6px 11px;border-radius:2px;letter-spacing:.1em}
.cov-head .lk{font-family:var(--display);font-weight:600;text-transform:uppercase;letter-spacing:.04em;font-size:.92rem;color:var(--teal-deep);display:inline-flex;align-items:center;gap:7px}
.cov-head .lk svg{width:16px;height:16px}
.cov-head .lk:hover{color:var(--orange-deep)}

.covgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);background:var(--line)}
.covgrid.biz{grid-template-columns:repeat(5,1fr)}
.cov{background:var(--bone);padding:24px 22px;display:flex;flex-direction:column;gap:12px;transition:background .16s,transform .16s;cursor:default;position:relative}
.cov:hover{background:#fff;z-index:2;box-shadow:var(--sh-card)}
.cov .ci{width:48px;height:48px;border-radius:2px;display:grid;place-items:center;background:var(--bone-2);color:var(--char);border:1px solid var(--line)}
.cov:hover .ci{background:var(--orange);color:#fff;border-color:var(--orange)}
.cov .ci svg{width:24px;height:24px}
.cov b{font-family:var(--display);font-size:1.16rem;font-weight:600;text-transform:uppercase;letter-spacing:.01em;color:var(--char);line-height:1.12}
.cov span{font-size:.84rem;color:var(--muted);line-height:1.4}
@media(max-width:980px){.covgrid,.covgrid.biz{grid-template-columns:repeat(3,1fr)}}
@media(max-width:680px){.covgrid,.covgrid.biz{grid-template-columns:repeat(2,1fr)}}
@media(max-width:420px){.covgrid,.covgrid.biz{grid-template-columns:1fr}}

/* ============================================================
   PROMOS (Medicare + Impact)
   ============================================================ */
.promos{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.promo{position:relative;overflow:hidden;border-radius:3px;padding:40px;border:1px solid var(--line);background:#fff;
  display:flex;flex-direction:column;align-items:flex-start;box-shadow:var(--sh-sm)}
.promo.dark{background:var(--black);border-color:var(--black);color:#fff}
.promo.dark::after{content:"";position:absolute;inset:0;background:var(--grain);opacity:.05;pointer-events:none}
.promo>*{position:relative;z-index:2}
.promo .ptag{font-family:var(--sans);font-weight:800;font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;
  padding:7px 13px;border-radius:2px;background:rgba(241,90,38,.12);color:var(--orange-deep);margin-bottom:18px}
.promo.dark .ptag{background:var(--orange);color:#fff}
.promo h3{font-size:1.8rem;margin-bottom:10px;font-weight:700}
.promo.dark h3{color:#fff}
.promo p{color:var(--muted);margin-bottom:22px}
.promo.dark p{color:rgba(255,255,255,.8)}
.promo .btn{margin-top:auto}
@media(max-width:760px){.promos{grid-template-columns:1fr}}

/* ============================================================
   ABOUT (dark, strong, no abstract bg)
   ============================================================ */
.about{background:var(--black);color:#fff;position:relative;overflow:hidden}
.about::after{content:"";position:absolute;inset:0;background:var(--grain);opacity:.05;pointer-events:none}
.about .wrap{position:relative;z-index:2}
.about-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:58px;align-items:center}
.about h2{color:#fff}
.about-quote{font-family:var(--serif);font-weight:600;font-style:italic;font-size:clamp(1.4rem,2.4vw,1.9rem);
  line-height:1.34;color:#fff;margin:0 0 24px;border-left:4px solid var(--orange);padding-left:22px;text-transform:none}
.about p{color:rgba(255,255,255,.8);font-size:1.08rem}
.about .pts{list-style:none;margin:26px 0 30px;padding:0;display:grid;gap:14px}
.about .pts li{display:flex;gap:13px;align-items:flex-start;color:rgba(255,255,255,.85)}
.about .pts .ck{width:26px;height:26px;border-radius:2px;background:var(--orange);color:#fff;display:grid;place-items:center;flex-shrink:0;margin-top:2px}
.about .pts .ck svg{width:15px;height:15px}
.about .pts b{color:#fff}
.about-media{position:relative}
.about-media .frame{border:7px solid #fff;border-radius:2px;overflow:hidden;box-shadow:var(--sh-card);aspect-ratio:1/1}
.about-media .frame image-slot,.about-media .frame>img{width:100%;height:100%}
.about-media .nameplate{position:absolute;left:50%;transform:translateX(-50%);bottom:-20px;background:var(--orange);color:#fff;
  padding:11px 26px;border-radius:2px;box-shadow:var(--sh-card);text-align:center;white-space:nowrap}
.about-media .nameplate b{font-family:var(--display);font-weight:600;text-transform:uppercase;letter-spacing:.03em;font-size:1.05rem;display:block;line-height:1.1}
.about-media .nameplate span{font-family:var(--sans);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;opacity:.92}
@media(max-width:880px){.about-grid{grid-template-columns:1fr;gap:44px}.about-media{max-width:400px;margin-inline:auto}}

/* ============================================================
   CARRIERS
   ============================================================ */
.carriers-wrap{border:none;border-radius:0;overflow:visible;background:none}
.carriers{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:18px 56px;background:none}
.carrier{background:none;display:grid;place-items:center;padding:8px 0;aspect-ratio:auto}
.carrier img{max-height:42px;max-width:124px;width:auto;object-fit:contain;filter:none;opacity:.72;transition:.25s}
.carrier:hover img{opacity:1}
@media(max-width:900px){.carriers{gap:14px 36px}.carrier img{max-height:34px;max-width:104px}}
@media(max-width:560px){.carriers{gap:12px 26px}.carrier img{max-height:28px;max-width:88px}}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.tgrid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.tcard{background:#fff;border:1px solid var(--line);border-top:5px solid var(--orange);border-radius:2px;padding:34px;position:relative}
.tcard .mark{font-family:var(--serif);font-size:4rem;line-height:.6;color:var(--stone);position:absolute;top:26px;right:28px}
.tcard .stars{color:var(--orange);letter-spacing:2px;margin-bottom:14px}
.tcard blockquote{margin:0 0 22px;font-family:var(--serif);font-size:1.2rem;line-height:1.5;color:var(--ink);font-weight:500}
.tcard .who{display:flex;align-items:center;gap:13px}
.tcard .who .av{width:46px;height:46px;border-radius:50%;background:var(--char);color:#fff;display:grid;place-items:center;
  font-family:var(--display);font-weight:600;flex-shrink:0}
.tcard .who b{display:block;font-size:.98rem;font-family:var(--sans);font-weight:800}
.tcard .who span{font-size:.84rem;color:var(--muted)}
@media(max-width:760px){.tgrid{grid-template-columns:1fr}}

/* ============================================================
   QUOTE / CONTACT
   ============================================================ */
.quote{background:var(--bone-2);border-top:1px solid var(--line)}
.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.qinfo h2{margin-bottom:18px}
.qinfo .cl{display:flex;gap:15px;align-items:flex-start;margin-bottom:20px}
.qinfo .cl .ci{width:50px;height:50px;border-radius:2px;flex-shrink:0;display:grid;place-items:center;background:var(--black);color:var(--orange)}
.qinfo .cl .ci svg{width:22px;height:22px}
.qinfo .cl b{display:block;font-family:var(--display);font-weight:600;text-transform:uppercase;letter-spacing:.02em;font-size:1.12rem;color:var(--char)}
.qinfo .cl span,.qinfo .cl a{color:var(--muted);font-size:.97rem}
.qinfo .cl a:hover{color:var(--orange-deep)}
.qform{background:#fff;border:1px solid var(--line);border-top:6px solid var(--orange);border-radius:3px;padding:36px;box-shadow:var(--sh-card)}
.qform h3{font-size:1.7rem;margin-bottom:6px;font-weight:700}
.qform .muted{color:var(--muted);margin-bottom:22px;font-size:.96rem}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.field{margin-bottom:15px}
.field.full{grid-column:1/-1}
.field label{display:block;font-family:var(--sans);font-weight:700;font-size:.82rem;margin-bottom:7px;color:var(--char);letter-spacing:.02em}
.field input,.field select{width:100%;padding:14px 15px;border:1.5px solid var(--line);border-radius:2px;font-family:inherit;
  font-size:1rem;background:var(--bone);color:var(--ink);transition:.16s}
.field input:focus,.field select:focus{outline:none;border-color:var(--teal-deep);box-shadow:0 0 0 3px rgba(14,154,167,.16);background:#fff}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1.5px solid var(--line);background:var(--bone);padding:9px 15px;border-radius:2px;font-family:var(--display);font-weight:500;
  text-transform:uppercase;letter-spacing:.03em;font-size:.9rem;cursor:pointer;transition:.15s;color:var(--char)}
.chip:hover{border-color:var(--teal-deep)}
.chip.sel{background:var(--black);color:#fff;border-color:var(--black)}
@media(max-width:880px){.quote-grid{grid-template-columns:1fr;gap:40px}}
@media(max-width:480px){.frow{grid-template-columns:1fr}.qform{padding:26px}}

/* ============================================================
   CTA BANNER
   ============================================================ */
.ctaband{background:var(--orange);color:#fff;position:relative;overflow:hidden}
.ctaband .cstamp{position:absolute;right:-44px;bottom:-74px;width:300px;opacity:.18;pointer-events:none}
.ctaband .wrap{position:relative;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.ctaband h2{color:#fff;font-size:clamp(1.9rem,3.2vw,2.8rem);max-width:15em}
.ctaband .cb-actions{display:flex;gap:14px;flex-wrap:wrap}
.ctaband .btn-light{background:#fff;color:var(--orange-deep);box-shadow:0 3px 0 rgba(0,0,0,.3)}
.ctaband .btn-light:hover{background:var(--black);color:#fff;transform:translateY(1px)}

/* ============================================================
   FOOTER
   ============================================================ */
.footer{background:var(--black);color:#aaa090;padding:64px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.1fr;gap:40px;margin-bottom:44px}
.footer .flogo{height:98px;margin-bottom:6px;margin-left:-6px}
.footer p{font-size:.95rem;max-width:26em}
.footer h4{color:#fff;font-family:var(--display);font-weight:600;font-size:.92rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px}
.footer a{display:block;color:#aaa090;padding:6px 0;font-size:.95rem;transition:color .16s}
.footer a:hover{color:var(--orange)}
.footer .social{display:inline-flex;align-items:center;gap:9px;margin-top:14px;color:#fff;font-weight:700}
.footer .social svg{width:18px;height:18px;color:var(--teal)}
.footer .social:hover,.footer .social:hover svg{color:var(--orange)}
.footer-bot{border-top:1px solid rgba(255,255,255,.13);padding-top:24px;display:flex;justify-content:space-between;gap:16px;
  flex-wrap:wrap;font-size:.84rem;color:#7d7464}
@media(max-width:820px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}

/* ---------- toast ---------- */
.toast{position:fixed;left:50%;bottom:26px;transform:translate(-50%,160%);z-index:90;display:flex;align-items:center;gap:14px;
  background:var(--black);color:#fff;padding:15px 22px;border-radius:3px;border-left:4px solid var(--orange);
  box-shadow:var(--sh-card);transition:transform .42s var(--ease);max-width:calc(100vw - 36px)}
.toast.show{transform:translate(-50%,0)}
.toast .ti{width:32px;height:32px;border-radius:50%;background:var(--orange);display:grid;place-items:center;flex-shrink:0}
.toast .ti svg{width:17px;height:17px}
.toast b{display:block;font-size:.96rem;font-family:var(--sans);font-weight:800}
.toast span{font-size:.85rem;color:rgba(255,255,255,.72)}

/* ============================================================
   LEVEL-UP POLISH PASS (v7)
   ============================================================ */
::selection{background:var(--orange);color:#fff}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--teal-deep);outline-offset:2px}
/* hero + about photo: offset ink block + orange edge — stronger, editorial */
.hero-media .frame{box-shadow:14px 14px 0 var(--orange),0 22px 50px rgba(0,0,0,.45)}
.about-media .frame{box-shadow:-14px 14px 0 var(--orange),0 22px 50px rgba(0,0,0,.45)}
@media(max-width:900px){.hero-media .frame{box-shadow:10px 10px 0 var(--orange),0 16px 36px rgba(0,0,0,.4)}.about-media .frame{box-shadow:-10px 10px 0 var(--orange),0 16px 36px rgba(0,0,0,.4)}}
/* section heads: hanging rule under h2 for left-aligned heads */
.shead:not(.center) h2{position:relative;padding-bottom:18px}
.shead:not(.center) h2::after{content:"";position:absolute;left:0;bottom:0;width:72px;height:5px;background:var(--orange)}
.shead.center h2{position:relative;padding-bottom:18px}
.shead.center h2::after{content:"";position:absolute;left:50%;transform:translateX(-50%);bottom:0;width:72px;height:5px;background:var(--orange)}
/* coverage cells: lift + orange keyline slide-in */
.cov{transition:background .16s,transform .16s,box-shadow .16s}
.cov::before{content:"";position:absolute;left:0;top:0;right:0;height:4px;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .22s var(--ease)}
.cov:hover{transform:translateY(-3px)}
.cov:hover::before{transform:scaleX(1)}
/* stats: framed cells with rules */
.statcell{position:relative;padding:10px 0}
.statcell::before{content:"";position:absolute;top:50%;left:0;transform:translateY(-50%);width:1px;height:56px;background:var(--line)}
.statsband .wrap .statcell:first-child::before{display:none}
@media(max-width:620px){.statcell::before{display:none}}
/* review cards: oversized serif quote mark */
.revcard{position:relative}
.revcard::before{content:"\201C";position:absolute;top:6px;left:50%;transform:translateX(-50%);font-family:var(--serif);font-size:6rem;line-height:1;color:var(--orange);opacity:.18;pointer-events:none}
/* carrier tiles: color on hover w/ lift */
.carrier{transition:background .2s}
.carrier:hover{background:#fff}
/* promos: orange keyline on light promo, hover lift both */
.promo{transition:transform .18s var(--ease),box-shadow .18s}
.promo:hover{transform:translateY(-4px);box-shadow:var(--sh-card)}
/* service cards lift */
.serv{transition:transform .18s var(--ease),box-shadow .18s}
.serv:hover{transform:translateY(-4px);box-shadow:var(--sh-card)}
/* step cards: ghost numerals */
.step{position:relative;overflow:hidden}
.step .num{position:relative;z-index:2}
.step::after{content:attr(data-n);position:absolute;right:10px;bottom:-24px;font-family:var(--display);font-weight:700;font-size:7rem;line-height:1;color:var(--char);opacity:.05;pointer-events:none}
/* cta band: inset double rule frame */
.ctaband .wrap{position:relative;z-index:2}
.ctaband::before{content:"";position:absolute;inset:12px;border:1px solid rgba(255,255,255,.28);pointer-events:none;z-index:1}
/* masthead: subtle shadow once sticky */
.masthead{box-shadow:0 6px 18px rgba(22,19,15,.08)}
/* staggered reveals inside grids */
.covgrid .cov.reveal:nth-child(2),.serv-grid .serv.reveal:nth-child(2),.hiw .step.reveal:nth-child(2){transition-delay:.08s}
.covgrid .cov.reveal:nth-child(3),.serv-grid .serv.reveal:nth-child(3),.hiw .step.reveal:nth-child(3){transition-delay:.16s}
.covgrid .cov.reveal:nth-child(4),.serv-grid .serv.reveal:nth-child(4){transition-delay:.24s}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}